MORGAN STANLEY
700 Main Street, Suite 315
P.O. Box 3440
Napa, CA 94558
Direct: 707-254-4421
Toll Free: 800-829-0194
Fax: 707-252-7934
Email:
richard.ladd@morganstanley.com
California Insurance License #0B95810
NMLS# 1297999
Richard Ladd – Financial Advisor